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I hate my job but can’t afford to quit. What should I do?

by admin November 17, 2019

“I hate my job, but can’t afford to quit right now.” If this thought runs through your mind on a weekly (or daily) basis, believe it or not, there’s a way out of this situation. The secret lies in taking a step back and assessing the situation objectively. So, how exactly can you do this? Follow the steps below to discover what you should do if you’re stuck in a job you hate but need the money.

 

What to do when you hate your job and can’t quit

Step 1: Work out how much of your current salary you need

“I hate my job but can’t afford to quit!

Really?

There’s a difference between being accustomed to the lifestyle your salary provides and needing every penny of your paycheck to survive. That difference comes down to three words: need versus want. If you truly hate your job but think you need the money, the first thing you should do is test the accuracy of your belief that you ‘need’ the money.

To do this, grab a copy of your bank statements from the past 6 months and calculate how much money you spend on essential things each month. To clarify, ‘essential’ refers to the things you need to survive each month. These are things like your rent, household bills, health essentials (such as medicine) and food. It does not include items and habits that make your life more comfortable, but you can actually do without. These are things like your gym membership, eating out, new clothes, makeup etc. 

There’s a difference between being accustomed to the lifestyle your salary provides and needing every penny of your paycheck to survive.

Once you’ve added up how much money you spend on essential items each month, subtract that from your monthly salary (after tax). The figure you’re left with will show you if you really need all of the money you earn.

If this exercise has revealed that you can afford to earn less than you currently do, go to step 4. If it’s confirmed that you really do need every penny you earn, go to step 2.

hate my job but need the money

Before resigning yourself to a job you hate, check if you really need the money as much as you think you do

Step 2: Figure out what you want to do instead

Ok, so we’ve established that “I hate my job but can’t afford to quit” really does apply to you. However, the situation isn’t hopeless. While you may not be able to quit your job tomorrow, you can still leave your job much sooner than you think. 

But first, you need to figure out what you want to do instead. Do you want to stay in your current career/job field, but just need to work for a different company? Then the answer is simple: start looking for a job. Before you do so, make sure you check out these common job search mistakes and job interview mistakes to avoid to maximise your chances of success

If you’re sure you don’t want to stay in the role or field you currently work in, but have no idea you want to do instead, make sure you check out our Career Clarity Bootcamp – it’s near enough guaranteed to help you figure out the best career for you.

Once you know what you want to do instead of your current job, it’s time to review how to make sure you don’t take a pay cut while changing jobs. That’s where step 3 comes into play.

While you may not be able to quit your job tomorrow, you can still leave your job much sooner than you think.

Step 3: Create a gradual transition plan

It’s a common belief that getting out of a bad job needs to be a swift and dramatic event. However, the reality couldn’t be more different. We’re willing to bet that part of the pressure you’re currently feeling about being stuck in a job you hate but can’t leave is due to the fact that you want a solution right now. But, an unbearable job often becomes much more tolerable when you stop complaining and start working on an escape plan.

So, stop berating yourself for getting trapped in a nightmare job and stop sulking about how unfair life is. Instead, use your energy to create a strategy. 

Start by writing down:

  • the new job you want
  • when you (realistically) wish to be in that job
  • the first step you can take to make it a reality

Avoid the temptation to try and chart out all the steps you need to take to get into that job. Doing so is likely to leave you feeling frightened and overwhelmed. Instead, focus on the next thing you need to do to move closer to where you need to be. Once you achieve that, ask yourself “what do I need to do next?” and then go and do it.

The one thing to bear in mind while executing your plan is that you need to focus on transitioning from one career to another without giving up the security of your current job. That means that if you need to pick up a new skill or qualification, you should explore options, such as part-time or online study instead of going to university full time. You should also pay close attention to your past and present network as they can hold opportunities for you to move to a new job. Finally, if you’re in a company you like, and it’s just your role that’s upsetting you, be sure to take a look at this article that explains how to change careers within the same company.

hate my job uk

If you hate your job but can’t afford to quit, take time to make an action plan

Step 4: If you can afford to quit, then quit

This step is for you if, in step 1, you discovered that you need less money each month than you previously realised. It’s a huge discovery because it means that you have many more options than you thought you did at the start of this article.

So what should you do now?

Before you hand in your resignation, you’ll need to work out how you will meet your minimum monthly expenditures if you quit your current job. Could you freelance in your current role, freelance using another skill you have or start a side hustle?

Once you’ve decided on a way of maintaining your basic monthly outgoings, the next thing you need to do is get clear on what you’d like to do instead of your current job. Our Career Clarity Bootcamp can help you find answers if you have no clue about what you’d like to do with your life.

Know what your perfect next career is?

Then it’s time to take action. Research what you need to do to break into your new job, break this down into small steps, and then get to work.

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So, worry less about figuring everything out and instead focus on staying true to yourself, moving in alignment and picking yourself back up when you stumble.⁠
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Never forget it.⁠
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1. We got SO much perspective. The amount of flexing that goes on here will screw with your mind and priorities if you aren't careful. And yep, we got sucked in too. 🙈  We noticed we'd started doing what we thought we 'should' do, instead of what we wanted to do, so we stopped.  And we stopped everything.⁠
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2. We freaked the fuck out for the first 2 weeks. What if we lost ALL our followers? Was it biz suicide to stop selling our courses and running our events?  Yeah, we felt off track, but as they say, 'A bird in the hand is worth two in the bush.' Maybe it was better to just keep going than shutting up shop.⁠ 🤔
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3. We stood firm and white knuckled our way through the fear. Then something funny happened.... we kinda started to enjoy the freedom. Like REALLY enjoy the freedom from our phones.  We clawed back a ton of time, which we used to rest, regroup and reconnect with our 'why' (so cliched!).⁠
⁠
4. Then we started to get itchy feet. Once a type A, always a type A. 🤣  So, we're back! Older, wiser, realigned and raring to go. ⁠
⁠
Oh and the world didn't stop spinning from hitting pause for a few months. 😊
⁠
Moral of the story? Feel the fear and do it anyway. If you feel called to do something that doesn't make sense to others but it does to you, you know what to do. 😉⁠
⁠  #theambitionplan #pursueyourpassion #boldbraveyou #femalepreneur #womenhelpingwomen #selflovefirst #selfloveisthebestlove  #motivationnation #selflovequotes #womenwholead #focusonyou #mindsetquotes #whynotnow #inspirationalpost #girlstopapologizing #bossladiesmindset #workonyourself #pursuehappy #buildinganaempire #motivationalquoteoftheday #bossbabemovement #makingprogress #chooseyou #inspirationalthoughts #womenwithvision #femaleceo #wisdomquotes #selflovetips #selflovewarrior #celebrateyourself
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theambitionplan

The Ambition Plan
Real talk. Tag a strong woman who keeps going no m Real talk. Tag a strong woman who keeps going no matter what life throws at her. 👇⁠
⁠
⁠
⁠
#keepgoing #theambitionplan #livelifetothefullest #vibratehigher #goodthoughts #motivationalwords #selfaware #createyourreality #positivity #strongmindset  #betrue #powerfulquotes #purposedriven #betruetoyourself  #believeinyou #startwhereyouare #madeformore #youarepowerful #highvibetribe #positiveintentions #manifestyourlife #betruetoyou #womenwithambition #hustleandheart #mindsetofgreatness #goalgetter #mindsetmatters #purposedrivenlife #youbeyou #livethelifeyouwant
Contrary to popular belief, no one has this all fi Contrary to popular belief, no one has this all figured out...⁠
and you don't need to either.⁠
⁠
Seriously.⁠
⁠
The only constant in life is change, which means that even if you do get to a place where life feels perfect, the universe will throw a curveball... just to keep you on your toes.⁠
⁠
So, worry less about figuring everything out and instead focus on staying true to yourself, moving in alignment and picking yourself back up when you stumble.⁠
⁠
It may not feel like it at times, but life is a PRIVILEGE. ⁠
⁠
Never forget it.⁠
⁠
⁠
#theambitionplan #mindsetquotes #beproudofyou  #growthquotes #ambitionquotes #girlbosslifestyle #beproudofwhoyouare #workonyourself #beproudofyourself #strongwomenquotes #strongwoman #motivateeachother #followyourdream  #encourageothers #savvybusinessowners #whorunstheworldgirls #femalebusinessowners #biggoals #lifechoices #womenintheworld #thinkbigger #createthelifeyoulove #motivationforlife #createyourhappy  #bossladymindset  #independentwomen #whoruntheworldgirls #reachyourgoals
You're solid gold, but some people prefer silver. You're solid gold, but some people prefer silver. Sucks for them. 😉⁠
⁠
⁠
#mindsetmatters #mindsetshift #theambitionplan #lifegoals #bossbabes #selfmotivation #thoughtfulquotes  #girlsempowerment #independentwomen #selfmotivated #entrepreneurcoach #motivationalquoteoftheday #dreambigorgohome #encourageyourself #innerthoughts #livetothefullest  #mindsetquotes #nolimitations #empowerwomen #empoweredwomenempowerwomen #successfulwomen #thebossbabesociete  #womeninspiringwomen #empoweringquotes #womenunite #yougotthis #empowerher  #pursuehappy #lifegoal #mompreneurs
We quit social media and shut our biz for 4 months We quit social media and shut our biz for 4 months... guess what happened?😱 😨⁠
⁠
1. We got SO much perspective. The amount of flexing that goes on here will screw with your mind and priorities if you aren't careful. And yep, we got sucked in too. 🙈  We noticed we'd started doing what we thought we 'should' do, instead of what we wanted to do, so we stopped.  And we stopped everything.⁠
⁠
2. We freaked the fuck out for the first 2 weeks. What if we lost ALL our followers? Was it biz suicide to stop selling our courses and running our events?  Yeah, we felt off track, but as they say, 'A bird in the hand is worth two in the bush.' Maybe it was better to just keep going than shutting up shop.⁠ 🤔
⁠
3. We stood firm and white knuckled our way through the fear. Then something funny happened.... we kinda started to enjoy the freedom. Like REALLY enjoy the freedom from our phones.  We clawed back a ton of time, which we used to rest, regroup and reconnect with our 'why' (so cliched!).⁠
⁠
4. Then we started to get itchy feet. Once a type A, always a type A. 🤣  So, we're back! Older, wiser, realigned and raring to go. ⁠
⁠
Oh and the world didn't stop spinning from hitting pause for a few months. 😊
⁠
Moral of the story? Feel the fear and do it anyway. If you feel called to do something that doesn't make sense to others but it does to you, you know what to do. 😉⁠
⁠  #theambitionplan #pursueyourpassion #boldbraveyou #femalepreneur #womenhelpingwomen #selflovefirst #selfloveisthebestlove  #motivationnation #selflovequotes #womenwholead #focusonyou #mindsetquotes #whynotnow #inspirationalpost #girlstopapologizing #bossladiesmindset #workonyourself #pursuehappy #buildinganaempire #motivationalquoteoftheday #bossbabemovement #makingprogress #chooseyou #inspirationalthoughts #womenwithvision #femaleceo #wisdomquotes #selflovetips #selflovewarrior #celebrateyourself
Check, check, check, ✔ ✔ ✔. How about you? Check, check, check, ✔ ✔ ✔.  How about you?
⁠
#motivationalwords #thinkpositive #letsgo #thegoodquote #quoted #theambitionplan #womenwithambition #goalgetter #theuniversehasyourback #stayinyourlane #stayfocused #goaldigger #bossladies⁠ #positivevibes
#createthelifeyouwant #femalehustler #savvybusinessowner #bossbabequotes #sheboss #womenentrepreneurship #goaldiggers
External validation is addictive af. ⁠ ⁠ Make External validation is addictive af. ⁠
⁠
Make sure you catch yourself before you slip. 😉⁠
⁠
📸 @themayfairgroup⁠
⁠
#theambitionplan #fearlessfemales #knowyourworth #itsyourlife #dontsettle #moveforward #movingforward #dreambigger #lifethoughts⁠
#womeninspiringwomen #mindsetofgreatness #womenwholead #careergoals #pursuehappy #femaleceo #bossbabetribe #dreamersanddoers #livewithpurpose #theuniversehasyourback  #motivationoftheday #girlbosses #careeradvice #thefutureisfemale #bosschicks #selfaware #innergrowth #raiseyourvibration #highervibes
Tag the realest person you know... 👇⁠ ⁠ ⁠ Tag the realest person you know... 👇⁠
⁠
⁠
⁠
#keepitreal #yougotthis #vibratehigher #goodthoughts #motivationalwords #positivity #strongmindset #powerfulquotes #theambitionplan #believeinyou #startwhereyouare #madeformore #youarepowerful #highvibetribe⁠
#thegoodquote #quoted #womenwithambition #goalgetter #theuniversehasyourback #stayinyourlane #stayfocused #goaldigger #bossladies⁠
#createthelifeyouwant #femalehustler #savvybusinessowner  #sheboss #womenentrepreneurship #goaldiggers
Eyes forward! Seriously. After 4 months off this p Eyes forward! Seriously. After 4 months off this platform, one thing we've learnt is how easy it is to get distracted by what everyone else is doing... and how much magic happens when you put blinkers on and do you for a while.
⁠
So, be honest. Are you busy for busy's sake or are you working toward something that truly (like TRULY) matters to you?⁠
⁠
⁠
#upgrade #empoweringquotes #positivityquotes #bossbabetribe #wordsofencouragement #positivewords #dailymotivation #womenwithambition #mindsetofgreatness #dreamersanddoers #successfulpeople #entrepreneurtips #positivityiskey #bossgirl #bosschicks #girlbosslife #bossbabes #goaldigger #lifegoals #fempreneur #womeneur #fempire #liveyourbestlife #girlbosses #womenwithgoals
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